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I've read a lot about Get Paid To (GPT) sites online since I began my search for ways to make some extra money. I read several posts and articles on GPT and decided to try complete a few surveys to familiarize myself with the Get Paid To market. I discovered that Get Paid To sites can be very lucrative if you know how to work them to get the most out of the time you've invested.

Get Paid To programs require you to sign up and get paid to complete surveys and offers. Most of the time the offers are 100% free, but the higher paying ones require a credit card to sign up for a NetFlix trial or something similar.

When you sign up you get several different options for surveys and offers you can complete with varying amounts of payout.

You can do a lot of free surveys that pay $0.50-$1.00 offers or you can participate in big ones that pay up to $40.00 and more.

You can make pretty good money by just filling out surveys and offers for a couple of hours per day without ever having a single referral!

How do Get Paid To sites work?

Companies need consumers to try and review products, services, and websites and are willing to pay money to have them do so. Most of the time you're asked to do this without any compensation, what GPT sites do is take the money companies give them for your participation, and give you back up to 75% of it!

I didn't want to waste my time with a program that wasn't proven to satisfy their members for a long period of time. I was happy to discover that CashCrate are completely legitimate and pay their members very well.

Why did I choose CashCrate?

This Get Paid To site offers a great bonus. They pay you up to 30% of all the earnings of your first level referrals and 20% of all the earnings of your second level referrals.

This is also one of the only sites that offers membership to international members. Members from the United States and other English speaking countries will have the most offers available to them however.

This is not multi-level marketing, you profit more by your referrals simply filling out surveys and completing offers than from their recruits.

CashCrate is by far the very best program I have come across. I have found it very easy to consistently make a good amount of money by simply filling out surveys and completing free offers.

How much can you make when will you get paid?

How much you make is dependent on what country your from and how much time you're willing to devote to making money. Most members have the potential to make over a thousand!

Payments are processed by the 20th of the following month for members with a minimum payout of $10. So, the money you earn in May, you'll get paid on June 20th. This is a very easy payout to achieve, I made well over $20 in the very first hours after I signed up! The payout is easily attainable within the first day of participation.

What's the best way to get started?

Once you sign-up you'll be sent a brief message on how to complete offers as well as a "fast-track" list of offers to be completed immediately because of their high payout and short time to complete.

How does the referral program work?

There are two levels to the referral program. You get paid up to 20% of the earnings of your direct referrals and 10% of THEIR referrals. Members can easily make hundreds per month just on referrals! You'll also receive a $3.00 bonus for each referral who meets the $10 minimum payout.

Do I have to refer others?

I hate programs where you get pressured into signing other people in order to be successful and make money. You can easily make money on CashCrate without ever making a single referral!

The easiest way to do this is to simply take part in the daily surveys. Get paid $0.80 each time you complete a daily survey. You can take 2 new surveys every 24 hours! Doing just this guarantees over $24 per month alone!

Another easy way to make an extra $100-$200 a month is by doing the free offers and trials.

However, if you want to share your success with others, CashCrate has one of the best referral systems out there!

CashCrate Referral Program

With CashCrate you are paid for two levels of referrals. The first level of referrals are those directly referred by you. The second level of referrals are those who sign up under your recruits. This way you get paid for whoever you get to sign up AND for whoever they get to sign up.

When you join, you start at the Bronze Level. At this level you earn 20% of what your direct referrals earn and 10% of what your second level referrals earn.

The rest of the referral program looks like this:
Bronze-0 active referrals-20% first level, 10% second level
Silver-50 active referrals-25% first level, 10% second level
Gold-150 active referrals-25% first level, 15% second level
Platinum-300 active referrals-30% first level, 15% second level
Elite-500 active referrals-30% first level, 20% second level

Don't worry! Your referrals aren't getting paid any less. This is extra money that you get paid in addition to what they get paid.

You'll also receive a $3.00 bonus for each referral who meets the $10 minimum payout. As well as a $1.00 bonus for every active referral from the United States who completes their first offer.

I compared this referral program to other GPT sites and CashCrate has the highest payouts I've seen anywhere!

If you decide to sign up for CashCrate, please use my link. This will help me on my quest to become debt free and reach my financial goals more quickly. It will also allow me to help you on your own path to success with CashCrate.

Want more Works For Me Wednesday posts? Head on over to Rocks in my Dryer for the complete list of participants!

Posted in: Get Paid To, GPT, WFMW, works for me Wednesday on Wednesday, May 21, 2008 at at 6:49 PM 21 comments    

I have a bad habit of spending money if I have cash. I also tend to spend whatever I have available in my checking account, because it's easy to just hand over my debit card and go on about my business. Somewhere I heard that in order to save, you have to pay yourself first. However, if I put the money in my local bank savings account, it's all too easy to transfer that money over into my checking account when the need arises. Therefore, my savings account, does not have any savings in it. Kind of defeats the purpose right?

So what I decided to do was use a great resource, ING Direct. I can set up an account, but there is no ATM or debit card to allow me quick and easy access to the money. I can have ING withdraw a pre-determined amount from my checking account, however often I set it up to do so. I can now build a savings account, that I can only access if I log into the account and withdraw the money.

I chose to open an Orange Savings Account. This type of account matched what I needed the most. It offers high interest (3% APR), no service charge, and no fees. There are no minimum required balances, which is perfect for me, because I often have to pay $5 to my local bank for not having the minimum balance in my account. There is 24 hour access to my account, no need to change banks, PLUS, the Orange Savings Account is automatically linked to the checking account used for the initial deposit. This next part however, is what really got me!

Pay Yourself First!
The Automatic Savings Plan allows you to automatically have a fixed amount of money regularly transferred to your high interest Orange Savings from your linked checking account. You will be saving your money effortlessly and will have money for a rainy day or to achieve your dreams. You can either call us or set up your Automatic Savings Plan on this website. You specify how much money you would like transferred, and how often you would like it moved. This is the simple, easy way to really grow your Orange Savings Account.

How perfect is that? Just what I had been telling myself before I heard of ING Direct! Yay!

Another great benefit is that I can refer up to 50 people to ING Direct and both of us benefit. The person who signs up and makes an initial deposit of at least $250 will get an automatic $25 deposited into their account, that's a 10% return! Can't beat that. I will get $10 for each person referred who signs up, this is potentially $500 dollars for me.

If you're interested in a referral, please contact me and provide me with your email address. Thanks!

Cross posted at To Be Debt Free

Technorati tags: ING Direct, WFMW, Works for me Wednesday, Financial

Posted in: financial, ING Direct, WFMW, works for me Wednesday on Wednesday, May 14, 2008 at at 6:52 PM 2 comments    

Welcome to another exciting edition of Works for me Wednesday hosted by Rocks in My Dryer, where you can find links to lots of great WFMW posts!!


The Bissell Steam Mop in Green Tea 1867-7 is the newest version of the company's popular steam mop. Like its predecessor, the Green Tea Steam Mop uses the power of steam to clean and sanitize flooring, rather than harsh chemicals. This is one of the most compelling benefits of the steam mop. I found I could use ordinary tap water, which the Bissell converts to steam, to release and remove soil and sticky messes from floors.


Unlike some of its competitors, which have an attachment to steam-clean carpets, the Bissell can be used on hard floors only; it is safe for use on marble, stone, ceramic, vinyl, laminate, linoleum and sealed hardwood floors. The Bissell Steam Mop comes with two microfiber pads. The pads are reusable and can be machine-washed and machine-dried. I did find that the pads shrink slightly after being washed and dried, which can make them more difficult to place on the mop head.



The Bissell Steam Mop has a swiveling mop head. This feature makes it easier to clean under cabinets, and the Steam Mop is easy to push. It doesn't take long to steam-clean even a sizeable room, and the steam action softens and lifts dried spills and food messes. The button on the handle that releases steam has to be held down while mopping and this becomes uncomfortable after a few minutes. Our other gripe is that the Bissell Steam Mop has a water filter, which will need replacement and become a regular, extra expense.



Still, the Bissell Steam Mop is quiet. I plugged it in, waited about a minute for steam production to start, and were able to start cleaning right away -- without the vacuum-like noise I expected. Like most steam mops, the Bissell works best when the floors are first swept of debris. Even with this predictable extra step, this Steam Mop sure beats the traditional mop-and-bucket system. It also wins over stick mops that use chemical-soaked disposable pads because it cleans floors faster without streaking and without leaving wetness behind. The verdict? I like the Bissell Steam Mop in Green Tea for its cleaning abilities and run-quiet operation. If the pads didn't shrink, there wasn't that pesky button on the handle and it didn't require filter replacement, I'd give the Bissell Steam Mop my highest marks.



Pros: Uses steam not chemicals
Cons: Can only be used on hard floors

Technorati tags:Bissell, Bissell Steam Mop, WFMW, Works for me Wednesday

Posted in: Bissell, Bissell Steam Mop, WFMW, works for me Wednesday on Sunday, April 20, 2008 at at 9:41 PM 153 comments    

What is a BzzAgent, exactly?

Agents are everyday consumers who believe in honest word of mouth. In other words, they like to:

• Discover and check out new products, services, books and other cool stuff
• Share their honest opinions with people they know
• Have their input and feedback taken seriously by companies and brands
• Build social capital by being in the know and always having something to talk about

What types of people become Agents?

Agents come from all backgrounds and walks of life:

• The young to the young at heart
• Big city professionals to small town, stay-at-home parents
• College students to married CEOs with two kids
  

As long as you're honest and enthusiastic, you'd fit right in as an Agent. While you wouldn't be paid (since word of mouth is genuine, natural and unforced), there are a lot of perks to being an Agent.

Why do people join BzzAgent?

Because they like to participate in frequent word-of-mouth campaigns so they can:

• Have access to and knowledge of products before other people.
• Engage in productive, meaningful two-way communication with major brands and companies. Your voice will be heard!
• Receive special offers and discounts, both for themselves and friends.

What do Agents do?

Agents participate in word-of-mouth campaigns to discover new products or connect with brands they already love.

In other words:

• Agents try a product or service, then naturally share their honest opinions about it with others
• Agents then tell about those word-of-mouth interactions (both the positive and the negative) by submitting BzzReports on the website
• Agents get a personalized response to each report, with feedback, thanks and encouragement

How do I know if BzzAgent is right for me?

I have two questions for you:

• Are you curious?
• Do you like to share your opinions and ideas?

If you answered 'yes' then head on over to BzzAgent and sign up, tell them BzzAgent anna1978 sent you!

For more great WFMW ideas head on over to Shannon's place!

Technorati tags: BzzAgent, Works for me Wednesday, WFMW

Posted in: bzzagent, WFMW on Monday, April 14, 2008 at at 6:30 PM 0 comments    

I’ve heard a lot about Lightroom before, but always was intimidated by it. Why I am not sure, because I found it relatively easy to use. I’ve always used Photoshop 7, slowly learning all the jargon and lingo and different techniques. I was happy, I knew how to use the program, never gave it a second thought to upgrade or try something else. Until…I read that Lightroom had a free 30-day trial period. I decided to give it a go and now I’ll share my take on the program with you all. If you’d like to try it yourself, you can download it here.

The first thing I liked about the program is that it’s very visual. It’s more for photographers and not as much graphic design as Photoshop.

I had to figure out the jargon for this program too, but it was user-friendly! I simply had to click on File>Import photos from disk (Ctrl+Shft+I)

Up popped my picture!

Next I clicked on Develop over on the right hand side. Miraculously, a set of presets showed up on the right hand side below the little version of my picture.

I played around with the different presets. Notice how you can see a preview in the upper left corner under ‘Navigator’? Once I found one I liked, I clicked it.

Now I could click on the button that looks like two YY and see the before and after versions of photos. Neato!!

If you want to you can crop the picture easily too. The program overlays a cropping grid that can be customized. It also helps with the rule of thirds. See how my boy fits the rule? I decided to leave the picture as it is.

Now to save the picture! Simply choose File>Export (Ctrl+Shft+E).


Head on over to Rocks in my Dryer for more WFMW ideas!

Posted in: adobe, lightroom, photoshop, WFMW on Wednesday, April 9, 2008 at at 8:22 PM 1 comments